Benefits at a Glance

Employer Provided Benefits

Basic Term Life and Accidental Death & Dismemberment (AD&D) Insurance Plans You automatically receive Employer-Provided coverage equal to one times your total compensation. Business Travel Accident Insurance You automatically receive coverage equal to three times your total compensation at no cost to you. Long-Term Disability (LTD) Insurance You are automatically enrolled in coverage that provides 66 2/3% of your monthly total compensation in the event you become disabled and unable to work.

Employer Subsidized Benefits

Medical Coverage: Select from three levels of PPO coverage including a Consumer Choice PPO Plan with a Health Savings Account (HSA). Depending on your work location, you may also have an HMO plan available. Your premiums are paid pre-tax. Dental Coverage: Choose between two PPO options—Basic Plan and Comprehensive Plan. Your premiums are paid pre-tax. Defined Contribution/401(k) Plan:  Company matching funds are in addition to your contributions.

Optional Benefits

Vision Plan Coverage for eye exams, lenses, frames and contact lenses. Receive discounts on certain procedures. You pay for vision coverage on a pre-tax basis. Tax Advantage Accounts Contribute to one or more accounts available on a pre-tax basis: Health Care Flexible Spending Account (FSA) Limited Purpose Health FSA Health Savings Account (HSA) Dependent Care Flexible Spending Account Optional Basic Employee Term Life and Accidental Death & Dismemberment (AD&D) Insurance Elect coverage for an additional one times your total compensation. You pay the full cost on a pre-tax basis. Group Universal Life (GUL) Insurance Purchase benefits up to ten times your total compensation for yourself, up to $250,000 for your spouse and you can also take advantage of the added benefit of building long-term savings via the cash accumulation fund option. You pay the full cost on an after-tax basis. Dependent Child(ren) Life: Purchase up to $25,000 in life insurance for each eligible dependent child. Voluntary Accidental Death & Dismemberment (AD&D) Insurance Elect coverage for you and/or your family up to ten times your base pay to a maximum of $750,000. You pay on a pre-tax basis. AFLAC Elect supplemental cancer and other specified-disease coverage for you, your spouse or your family. You pay on a pre-tax basis.