Voluntary Accidental Death & Dismemberment Insurance
Voluntary AD&D Coverage - Employee: You can purchase optional coverage for yourself in increments of $25,000 up to ten times your base salary, to a maximum of $750,000. You may also choose family coverage, which includes coverage for yourself, your spouse and your dependent children.
 
Voluntary AD&D Coverage – Family Coverage: Based on your Voluntary AD&D coverage and depending on your family situation at the time of the incident, the coverage percentage for your family would be as follows:

Family Coverage

Spouse Coverage
(% of employee coverage)

Child(ren) Coverage
(% of employee coverage)

Spouse Only

60%

NA

Spouse and Dependents

50%

15%

Dependents Only

NA

20%

 
Cost for Voluntary AD&D Insurance
  Monthly Cost
Employee Only Voluntary AD&D Insurance

$0.021 per $1,000

Family Coverage Voluntary AD&D Coverage

$0.032 per $1,000